Marriott Bonvoy Boundless Credit Card Review
December 13, 2019
Get rewarded with the Marriott Bonvoy Boundless credit card
The Marriott Bonvoy Boundless credit card from Chase rewards you for skipping town and gives you the tools — and the points — you need to live comfortably while you travel. With over 7,000 hotels in the Marriott International portfolio, you’re bound to find a hotel that accepts your Bonvoy points no matter where you travel.
As a new cardmember, you’ll earn an impressive 75,000 points after spending $3,000 in the first three months of your account. You’ll also earn 6x points per dollar spent at participating Marriott hotels and 2x points on all other purchases. With these rewards, the Marriott Bonvoy Boundless is well worth the $95 annual fee for people who find themselves in hotels frequently throughout the year.
What to expect from the Marriott Bonvoy Boundless credit card
- APR: 17.49% to 24.49% variable APR, depending on your creditworthiness
- Annual Fee: $95
- Reward Rates: Earn 6x points per dollar spent at participating Marriott hotels and 2x points on all other purchases. Your points don’t expire as long as you make at least one purchase every 24 months.
- Intro Offer: You’ll earn 75,000 bonus points after you spend $3,000 on purchases in your first three months from your account opening with your Marriott Bonvoy Boundless credit card.
- Free Night Award: You’ll earn a Free Night Award worth at least 7,500 points (and up to 35,000 points) every year on your account anniversary. This award lets you stay at the Marriott hotel of your choice.
- Elite status: With the Marriott Bonvoy Boundless credit card, you’ll automatically receive Silver Elite Status each account anniversary year as a cardmember. You’ll also earn Gold Elite Status when you spend $35,000 on purchases each account year.
- Baggage delay insurance: You’ll be reimbursed for essential purchases like toiletries and clothing for baggage delays over six hours by passenger carriers up to $100 a day for five days.
- Lost luggage reimbursement: If you or an immediate family member check or carry on luggage that is lost or damaged by the carrier, you’re covered up to $3,000 per passenger.
But keep your eyes open for pitfalls
The Marriott Bonvoy Boundless credit card does not have an introductory period for either APR or the annual fee. The annual fee is a reasonable $95, but it will be applied to your first billing statement, so be prepared for that extra transaction shortly after opening the account.
If you’d rather skip the annual fee but still earn Marriott Bonvoy rewards, Chase also recently released the Marriott Bonvoy Bold credit card. The biggest difference is the new cardmember bonus of 30,000 bonus points after you spend $1,000 on purchases in your first three months from your account opening — a smaller reward, but easier to earn. The Bold is a great substitute for occasional travelers who are only looking to use points a few times a year at Marriott hotels. Frequent overnighters, however, will quickly earn rewards whose value far surpasses the annual fee of the Bonvoy Boundless card.
You’ll also have limited options for how you can use your Marriott Bonvoy points. While not completely restricted to only Marriott hotels — you can transfer them to airline partners or use them to shop through Marriott’s online portal — Bonvoy points lose significant value when used for anything other than hotel stays. So, if you plan on using your points for more than nights at a Marriott hotel, be prepared to use a lot of them without much value in return. In that case, you should consider a more versatile travel rewards card like the Chase Sapphire Preferred. You’ll earn Chase Ultimate Rewards points, which you can transfer 1:1 to any of Chase’s transfer partners or redeem for 1.25 cents per points in the Ultimate Rewards travel portal.
How to maximize your Marriott Bonvoy Boundless rewards
If you think of traveling as a game to be won or a puzzle to be solved, the Marriott Bonvoy Boundless credit card is a powerful card to add to your arsenal of travel rewards credit cards. By pairing this card with either an airline co-branded card like the Southwest Rapid Rewards Plus or a versatile travel rewards card like the Chase Sapphire Preferred, you can earn enough points to nearly eliminate the two most expensive portions of any trip — transportation and lodging.
To get the most value from your Marriott Bonvoy Boundless rewards card, you should first earn your 75,000 point bonus by spending $3,000 on purchases in the first three months. You’ll immediately have enough points for up to ten free nights at one of Marriott’s 7,000 participating hotels (depending on the hotel’s category level).
Next, you should always consider hotels in the Marriott family first when you travel. Using your card for your stay will earn you 6x points for every dollar you spend, which will quickly earn enough points to pay for more nights. Finding a Marriott hotel shouldn’t be too difficult, no matter how you prefer to travel. With options ranging from Fairfield Inn & Suites and Courtyard by Marriott to luxury brands like Ritz-Carlton and W Hotels, you’re sure to find a hotel that fits your tastes and accepts your Bonvoy points.
The Marriott Bonvoy Boundless credit card from Chase is a lucrative co-branded rewards credit card for frequent hotel inhabiters. With an impressive new cardmember bonus and excellent rewards rate for staying at hotels within the Marriott family, you’ll quickly earn the points you need to enjoy a vacation or business trip completely on points. By pairing the Marriott Boundless card with other travel rewards cards, you can maximize the value of your points to pay for the major aspects of any trip.
Getting the most value out of your Bonvoy Boundless card means avoiding the temptation to spend your Bonvoy points on anything other than nights at a Marriott hotel, which will greatly decrease their value. If you don’t stay at Marriott hotels enough to justify the annual fee, but still want to have a pool of Bonoy points available, Chase’s new Marriott Bonvoy Bold credit card is a slightly less rewarding version of the Boundless, but with no annual fee.